Fischer Risk Management

FISCHER RISK MANAGEMENT / INDUSTRIES

Technology & SaaS insurance. Your customers depend on what you build.

Software, services, customer data, and contract commitments can overlap. Review what happens when performance, security, or service delivery becomes a customer’s concern.

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Product Liability

Product Recall

Inventory, Cargo & Stock Throughput

Technology Errors & Omissions

Cyber Insurance

Management Liability

What have you promised your customers?

Technology buyers often ask for insurance during procurement, but the contract is only part of the picture. Describe what your product does, what customers rely on it for, and how your company delivers and supports it.

Bring the details behind your next move.

Products and services

Outline software, implementation, consulting, support, and any hardware. Identify critical customer workflows and the consequences of an interruption or error.

Contracts and customers

Bring actual insurance requirements, service commitments, and customer types. Discuss new enterprise customers, international activity, and changes in revenue or operations.

Data and organizational growth

Explain what data you handle and which systems and vendors matter to delivery. Include fundraising, hiring, and leadership changes in the broader insurance review.

Connect the policies with the way you operate.

Technology E&O and cyber address different questions and should be reviewed together. Management liability and other commercial policies may also be relevant as the organization grows. Actual protection depends on the terms issued.

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Describe what customers depend on

Explain the workflow your software supports, your role in implementation, and the services you promise. A scheduling tool, payment integration, and business-critical platform can prompt different underwriting questions. Include third-party infrastructure, subcontractors, support commitments, customer types, and the territories where you operate.

Is technology E&O the same as cyber insurance?

No. Technology E&O examines specified allegations arising from technology products or professional services. Cyber insurance examines specified security, privacy, and incident-related exposures. Some proposals combine these sections, but the definitions, exclusions, limits, and conditions still need to be reviewed individually.

How do enterprise contracts affect the review?

Provide the actual insurance schedule and relevant service commitments. Discuss required limits, additional-insured requests where applicable, and policy timing before the signing deadline. A contract requirement can guide the conversation, but it does not establish that the resulting policy addresses every exposure of the company.

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What should a SaaS company prepare?

Begin with your website, revenue, current insurance, and renewal or customer deadline. For the detailed review, gather product and service descriptions, representative contracts, customer industries, data categories, key vendors, security-control information, and loss history. Include fundraising and workforce changes when discussing management liability.

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Review the broader business program

Include premises and operations, employee exposures, and specialist intellectual property questions in the conversation when relevant to your business.

A bigger customer contract on your desk?

Tell Cory what your technology does, what customers rely on, and when you need to address their insurance requirements. Cory will follow up to discuss the business and the information needed for the next step.

Request an insurance review with Cory or call 845-721-0744.

Preparing for the conversation? Download the business insurance review checklist (PDF). No signup required.

Practical reading before your next decision

Explore all business insurance resources

Submitting an inquiry does not bind, amend, or cancel coverage. Coverage availability and terms depend on underwriting and the policy issued.

Can we start with a customer’s insurance requirement?

Yes. Share the requirement and timing along with an explanation of your product or service. The review can address that contract while considering the wider business.

Coverage availability, limits, exclusions, and terms depend on underwriting and the policy issued. A quote request does not bind coverage.

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